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How Much Does Our Health Cost?

Health problems are not always predictable and preventable. Illnesses or accidents often take us by surprise and hit the budget hard. It seems to be a good solution to set aside money in order to be prepared, but this is not always possible. In case of sudden health problems, people usually ask for help from relatives and friends or apply for payday loans with guaranteed approval. This is one of the quickest and easiest ways of getting the money you need in case of financial and health emergencies.

However, there are some simple but important steps of taking healthcare that are available to everyone:

  • Healthy 8-hour sleep;
  • Maintaining water balance;
  • Moderate physical activity;
  • Giving up bad habits;
  • Proper nutrition.

Thus, self-care implies your active participation in matters of health and overall well-being. However, health care still requires certain expenses. These expenses may include drugs you take on a regular basis, seasonal vitamins, health insurance costs, and scheduled visits to the dentist or other specialists. It is considered that the optimal amount of spending on self-care should be from 5% to 10% of your income.

According to the Centers for Medicare & Medicaid Services, on average, the cost of healthcare for an average American now is about $12,000 per year. In this way, it is about $1,000 per month for each American. Almost half of this amount is the cost of individual health insurance.

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